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Free Budgeting Tools to help you understand your spending habits and create a savings plan.

Weekly Expense Tracker

Print out the last four weeks of the transactions in your bank account or use your latest monthly statement, add up all the expenses in each category, then fill in the worksheet above. This should give you an idea of how much you spend monthly.

Expense Self-Evaluation Tool

After you have determined how much you spend monthly, revisit the expense sheet above to determine if you feel that you spend too little, too much, or just enough in each category. In the categories where you feel you spend too much, determine how you can cut back to save money or reallocate it to other needs.
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