How to Get Your Life Insurance to Pay for Netflix!!!

My Life Insurance Pays for Netflix?

Yes! It does! Well, sort of. Have you ever heard of Living Benefits Life Insurance? It’s this new kind of life insurance that will give you access to your death benefit when you ALMOST die! Let me explain…

A Little History and Statistics Lesson

You see, about 20 years ago, a handful of life insurance companies decided that they would not only pay a tax-free cash benefit if we died, but they would pay us if we lived! They realized that in today’s world, doctors are finding better and better ways to stitch us up from things that should have killed us. It used to be that things like a heart attack, stroke, or cancer were automatic death sentences. Not any more. A large number of people still die from these diseases. However, with advances in medicine, there is a growing percentage of those who live.

In addition to critical or terminal illnesses, there are more and more Americans suffering from chronic diseases. In fact, it is estimated that by the year 2030, nearly 50% of the population will have at least one chronic disease (See Chart 1). That’s literally 50/50 odds that you will be one of those people. What will happen to your financial household if that happens to you?

Some FAQ’s About Living Benefits:

• Living Benefits Life Insurance works just like traditional life insurance providing your family a tax-free benefit upon your death.
• It also provides you and your family up to 75%-90% of the death benefit while you are still alive if you suffer a chronic, critical, or terminal illness.
• The Living Benefits pay-out is also tax-free.
• The money can be used in any way that you need or want…including paying for your NETFLIX SUBSCRIPTION!
• Living Benefits are also accessible in the case of illness/disability resulting from an accident.
• Depending on the coverage, there are between 20-40 different negative life events that can trigger the Living Benefits portion of your policy.
• You can choose between one lump sum or monthly payments for up to 50 months.
• There is NO EXTRA CHARGE to have Living Benefits Life Insurance. Most of the time the cost is the same as traditional life insurance and occasionally less.
• It is NOT like the stuff you buy from the duck!
• Although they provide payment if disabled, they are NOT DISABILITY INSURANCE and are often easier to have a claim approved.

Proof in the Pudding…

The following video is a great example of how Living Benefits helped one of our company’s clients. Jim Johnston was healthy – he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant. Watch as Jim and his wife Anne relive his unexpected throat cancer diagnosis, and how his Living Benefits life insurance policy ultimately saved them from financial disaster.

So…?

So the questions becomes, if you are going to have life insurance, why wouldn’t you have Living Benefits? That’s a great question! The answer is: there is no reason NOT to have Living Benefits. If you’re curious to learn more or find out how living benefits could protect your family, please register to attend one of our FREE Online Financial Self-Reliance classes. Or you can always schedule a one-on-one appointment for a free review of your current coverage to find out if you already have living benefits. Either way, don’t hesitate to find out more today, because tomorrow could be too late.

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